Two Big Reasons To Move This Summer

Written by Deerfield Beach Mortgage Syndicated User on June 12, 2026. Posted in Buying Tips, Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, For Buyers, For Sellers, Home Prices, Inventory, Selling Tips.

A lot of people who want to move are telling themselves the same thing: “Maybe I’ll just wait until later this year once things calm down.” While waiting sounds like a good plan, there’s something worth knowing before you decide. Rates aren’t expected to change much, so if that’s the #1 reason you’re waiting, it may not pay off. And there may be other things you miss out on in the meantime. Historically, Summer is one of the strongest seasons of the year for both buyers and sellers. And if you delay your move until Fall or Winter, some of those opportunities may...

Could Moving a Bit Further Out Change Everything About Your Budget?

Written by Deerfield Beach Mortgage Syndicated User on June 10, 2026. Posted in Affordability, Agent Value, Buying Tips, Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, First-Time Buyers, For Buyers.

Whether you’re dreaming about buying your first home or wondering if it’s time to move on from the one you’re in, affordability is probably weighing on your mind. Home prices are still high in many markets, and even though things have improved a bit over the past year, making the numbers work can still feel like a stretch.But the people finding ways to move right now usually have one thing in common. They didn’t wait for affordability to come to them. They went looking for it.According to PODS, 61% of people across all generations say affordability is the biggest factor...

Lower Asking Prices Are a Win for Today’s Buyers

Written by Deerfield Beach Mortgage Syndicated User on June 10, 2026. Posted in Affordability, Buying Tips, Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, For Buyers, Home Prices.

If affordability has been the biggest thing standing between you and a home, there’s a little good news. Asking prices have started to come down.The typical seller listed their house for a median of $429,500 in May. That’s 2.4% lower than a year ago, according to Realtor.com. On its own, that won’t transform what you can afford, but in today’s market every little bit helps and it signals a broader shift taking place.Buyers Are Finally Catching a BreakCheck out this data from Realtor.com and you can see this is the first May in years where buyers have caught any sort of break...

What Rising Inflation Means for Your Move

Written by Deerfield Beach Mortgage Syndicated User on June 10, 2026. Posted in Affordability, Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, Economy, For Buyers, Mortgage Rates.

Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here’s what’s actually going on, why it matters for the housing market, and what it means if you’re thinking about buying or selling.Inflation Went Up – Here’s What That Actually MeansThe government tracks inflation in a variety of ways. One is something called PCE – the Personal Consumption Expenditures Price Index. It measures how much more (or less) people are paying for goods and services compared to a year ago. And just based on your own expenses, you can probably...

Think You Have To Put 20% Down? Most First-Time Homebuyers Don’t.

Written by Deerfield Beach Mortgage Syndicated User on April 30, 2026. Posted in Affordability, Buying Tips, Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, Featured, First-Time Buyers, For Buyers.

According to Google Trends, online searches for down payment information recently hit an all-time high. And that’s a clear sign more buyers are trying to figure out what they really need to save before making a move (see graph below):If you’re wondering the same thing, you can always turn to the internet for answers. But a lot of the time, it’s better to ask a local expert. Because here’s what a pro would tell you.The 20% Down Payment MythThe idea that you need 20% down to buy a home is one of the biggest misconceptions around the homebuying process. And the data debunks the myth.While...

3 Things That Are Not Going To Happen in Today’s Housing Market

Written by Deerfield Beach Mortgage Syndicated User on April 30, 2026. Posted in Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, Featured, For Buyers, Home Prices, Inventory, Mortgage Rates.

There’s a lot of uncertainty right now and that’s leading to some dramatic headlines. And if you’re thinking about buying a home, that can make you feel a little less sure about your decision.A recent study by CNBC asked homebuyers what they’re most worried about, and three themes kept coming up again and again:Mortgage ratesThe number of homes for saleHome pricesBut a lot of what you may be hearing on those is based more on misconceptions. Not facts. So, let’s break it down and separate fact from fiction.Misconception #1: “I’ll Just Wait, Because Mortgage Rates Are Going To Fall...

Before You Fall in Love with a House, Do This First.

Written by Deerfield Beach Mortgage Syndicated User on April 3, 2026. Posted in Buying Tips, Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, First-Time Buyers, For Buyers.

Be honest. Have you started looking at homes online yet? If you have, it’s already time to get pre-approved. Because here’s what not enough people know.If buying a home is on your radar – even if it’s more of a someday plan than a right now plan – you don’t want to wait until later on in the process to tackle this step.No matter what you’ve heard, pre-approval isn’t about commitment. It’s about clarity.And here are the two big ways pre-approval sets you up for success. You Know Your Numbers Up Front During the pre-approval process, a lender will walk through your finances and tell you what...

Don’t Let Home Prices Headlines Fool You

Written by Deerfield Beach Mortgage Syndicated User on April 2, 2026. Posted in Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, For Buyers, For Sellers, Home Prices.

Spend about 5 minutes online searching for news about the housing market, and odds are you’ll see something pop up about home prices. You may even stumble onto social media influencers saying we’re headed for a crash. Let’s get you the context you need.The truth is prices are going to vary depending on where you live. But they’re not crashing.Here’s what you need to know.The Local Perspective: Home Price Trends by AreaThe biggest thing feeding into the confusion online is how different home price trends are by area right now. Take a look at this data from ResiClub and Zillow (see...

This’ll Change What You Think About Investors in Today’s Housing Market

Written by Deerfield Beach Mortgage Syndicated User on March 31, 2026. Posted in Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, For Buyers.

There’s a lot of noise out there right now about investors in the housing market.Some headlines make it sound like big Wall Street firms are buying up everything in sight. And if you’re trying to purchase a home yourself, that can make it feel like the odds are stacked against you.But when you take a closer look at the data, a very different picture starts to come into focus.Most Investors Are Just Everyday OwnersFor starters, when you hear the word investor, you probably picture big corporations. And that misconception is a large part of what’s feeding into the myth that they’re buying up...

You Can’t Control What’s Happening with Mortgage Rates. But You Can Control This.

Written by Deerfield Beach Mortgage Syndicated User on March 26, 2026. Posted in Buying Tips, Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, For Buyers, Mortgage Rates.

Mortgage rates have been volatile lately. And if you’re thinking about buying a home, that can make it harder to plan. But there are still things you can do to get the best rate possible in today’s market. It starts with having the right information.So, what’s causing the bumps in rates? And what can you do about it? Let’s break it down.Mortgage Rate Volatility Is NormalData from Freddie Mac shows the recent volatility. After trending down for well over a year, there was a rise this month (see graph below): While it’s easy to be distracted by the changes, here’s what you need to...

Category: For Buyers