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Tag: #deerfieldbeachmortgage

Florida Condos

Written by Deerfield Beach Mortgage Syndicated User on . Posted in Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage.

? Not all Florida condos qualify for conventional mortgages. Why? Many condos are deemed "non-warrantable" because they don’t meet criteria set by agencies like Fannie Mae and Freddie Mac. Common reasons include new construction, limited owner control over the HOA, low insurance coverage, underfunded reserves, high renter or investor percentages, short-term rentals, or ongoing legal issues. Fidelity Home Group offers specialized non-warrantable condo loans that help you finance these properties. We provide loans up to $6 million, flexible terms including ARM and 30-year...

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Why Selling Your House This Winter Gives You an Edge

Written by Deerfield Beach Mortgage Syndicated User on . Posted in Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, For Sellers, Inventory, Selling Tips.

Spring gets all the attention, but it’s not always the best time to sell a house. Yes, more buyers show up, but so do a lot of other sellers.Winter is different. With fewer homes on the market, your house has a much better chance of standing out. And that one advantage can make a big difference.Winter Is When Your Listing Stands OutHistory shows the number of homes for sale tends to drop during the winter months. It’s a trend that’s predictable almost every year.Data from Realtor.com shows this pattern clearly. Inventory dips in the winter (the green circles in the graph below), then climbs...

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Florida’s population is booming

Written by Deerfield Beach Mortgage Syndicated User on . Posted in Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage.

Florida’s population keeps growing fast — about 1,000 new people every day in 2023 alone. This surge is driven by job opportunities, warm weather, and no state income tax. But it also means more demand for homes, especially condos and rentals. That demand changes your loan possibilities, especially if you’re eyeing non-warrantable condo financing or asset depletion loans. When buying in a hot market like Florida’s coast, your mortgage options might be different from other areas. We help you understand how the population growth affects available loan programs and what that means for your...

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Florida Condo Mortgage Programs

Written by Deerfield Beach Mortgage Syndicated User on . Posted in Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage.

Ever stumble onto condo you are looking to purchase and wonder if it is warrantable? Non-warrantable and Condotels don’t have to be a mortgage roadblock. They do require more down payment, but also have options to use asset depletion, bank statements, DSCR, 1-year tax returns, and P & L as options for income. With Non-warrantable and Condotels commonly used for short-term rentals, Florida buyers and investors can still secure financing. Curious how these specialized loans work? Ready to explore solutions beyond traditional loans? #FloridaMortgages #NonWarrantableCondoFinancing...

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This May Be the Best Time To Buy a Brand-New Home

Written by Deerfield Beach Mortgage Syndicated User on . Posted in Affordability, Buying Tips, Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, For Buyers, New Construction.

New home construction today is giving buyers something it feels like they haven’t gotten much lately: a real shot at both the home they want and the deal they need. More brand-new options are on the market right now, and builders are rolling out incentives that make these homes more affordable than many people expect.It’s a combination that doesn’t come around often – and it’s putting buyers in a surprisingly strong position this season. Here’s why this moment matters and why it’s worth partnering with your own local agent to take advantage of it.1. More New Homes Are Available Now –...

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Start your homebuying journey right

Written by Deerfield Beach Mortgage Syndicated User on . Posted in Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage.

? Thinking about buying a home? Start with a Homebuyer Consultation to explore your loan options clearly. Our experts provide personalized advice—from financial assessments to mortgage consultations—helping you understand each step of the process. Ready for tailored guidance? Book your consultation today and make confident decisions for your future. ? Link in bio to schedule your call. Comment “loan help” if you want assistance getting started! ? Link in profile #HomebuyerTips #MortgageAdvice #FloridaHomes #LoanOptions #PreApproval

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