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Tag: #deerfieldbeachmortgagebroker

Remote Work Could Be Your Affordability Answer

Written by Deerfield Beach Mortgage Syndicated User on . Posted in Affordability, Agent Value, Buying Tips, Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, First-Time Buyers, For Buyers.

For most first-time buyers, the hardest part of buying a home is making the numbers work. You budget, you save, and the finish line still feels far away. But your salary is only half the equation. Where you live shapes what you can afford just as much. And if you can work remotely, you have an advantage a lot of buyers don’t. You’re not tied to living where the jobs are, so you can look where your money goes further.Where You Work Doesn’t Have To Dictate Where You LiveRemote job openings are on the rise. According to FlexJobs, remote job postings climbed 22% from the quarter...

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Why Buyers Shouldn’t Overlook a Fall Move

Written by Deerfield Beach Mortgage Syndicated User on . Posted in Affordability, Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, First-Time Buyers, For Buyers, Home Prices, Inventory, Mortgage Rates.

You’ve been waiting for something to change before you buy. It just might not be the thing you expected…While everyone’s paying attention to mortgage rates, only the savviest buyers know that the changing season can start tipping things in their favor. Because every fall, buyers tend to get more to choose from, better prices, and more room to negotiate. And that’s why Hannah Jones, Senior Economist at Realtor.com, says:“We always see that the best time to buy window usually falls in the early fall around October.”And that’s exactly why, if you’ve been waiting for a better moment...

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Think New Homes Cost More? Not Right Now.

Written by Deerfield Beach Mortgage Syndicated User on . Posted in Affordability, Agent Value, Buying Tips, Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, For Buyers, Home Prices, New Construction.

Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards. Newly built homes are more affordable than existing ones in a lot of markets. And that’s because builders are cutting prices and stacking on incentives to try to keep their inventory moving.Here’s why that’s really important for any would-be homebuyer to know.Newly Built Homes Are the Better Deal Right NowAccording to the latest data from the Census and the National Association of Realtors (NAR), a newly built home now typically costs about $40,000 less than an existing one (see...

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Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

Written by Deerfield Beach Mortgage Syndicated User on . Posted in Affordability, Buying Tips, Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, First-Time Buyers, For Buyers.

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home. Maybe you’ve caught the buzz and wondered whether that money could get you into a home faster, especially with affordability as tough as it is. Here’s what you need to remember. Pulling from your retirement savings is a big decision, so take time to weigh all your options first and be sure to talk with a financial expert before you do anything.Why Dipping into a 401(k) Can Be TemptingData from Empower shows many Americans have built up considerable retirement...

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Sellers Are Cutting Prices To Meet Buyers Where They’re At

Written by Deerfield Beach Mortgage Syndicated User on . Posted in Affordability, Buying Tips, Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, For Buyers, Home Prices.

You’re scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app. Because even if you love the house, the numbers feel impossible. But here’s the thing.Nationally, there are more homes sitting on the market than there are people out there looking. And when sellers need buyers more than buyers need sellers, that shows up in the price.Lower asking prices. More price cuts. And homes priced for what buyers can actually afford – not what sellers hope someone might pay.And it may be enough to...

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Worried About a Housing Crash? The Numbers Tell a Calmer Story.

Written by Deerfield Beach Mortgage Syndicated User on . Posted in Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, For Buyers, For Sellers, Home Prices, Inventory, Mortgage Rates.

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.So, it’s understandable if you’ve been putting off buying or selling a home until things settle down. But you may be waiting on something that’s already happened. While everything else has felt shaky, the housing market has become one of the steadiest things out there. Look at the data.Home Prices Have Leveled OutAfter years of fast increases, data from the National Association of Realtors (NAR) shows home...

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Most Home Sales Close – Here’s How To Keep Yours on Track

Written by Deerfield Beach Mortgage Syndicated User on . Posted in Agent Value, Deerfield Beach Condo Mortgage, Deerfield Beach Mortgage, Expired/Withdrawn/Canceled, For Sellers, Selling Tips.

Few things are as rattling as the thought of your home sale falling through at the last minute, right before closing. All that waiting, all that progress, out the window.But if you’re getting ready to sell, here’s what you should know. Even in today’s market, it rarely comes to that. Buyers who are moving at today’s rates and prices are generally moving because of some big life change. That means they’re motivated, and eager to get all the way to the closing table.According to the latest data from Redfin, only about 1 in 7 pending sales are falling through. Meaning the vast majority make it...

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