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Tag: #deerfieldbeachmortgagerates

Should You Pay for Your Buyer’s Closing Costs? What Sellers Need To Know.

A few years ago, sellers could get away with saying “no” to just about everything. No repairs.No concessions.No negotiation.If buyers wanted the house, they pretty much had to take it on the seller’s terms. But now that inventory’s grown, negotiations are becoming a normal part of the process again.That’s why one of the most important things sellers need to understand right now is this:The goal isn’t to “win” every negotiation.Sometimes, it’s worth meeting buyers where they are to get a deal done, fast. One example? Helping with a buyer’s closing...

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When your investment property income resets the mortgage dance.

Get a rate quote — no personal info. Orlando DSCR: 1.oo — property income covers mortgage 1.00x; may qualify for investor DSCR programs. When your investment property’s cash flow resets the mortgage game, sometimes you just have to dance back to where you started. Comment your city — we’ll post its DSCR stat within 24 hours. ? Link in profile #RealEstateInvesting #DSCR #MortgageRates #InvestmentProperty #Orlando

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Two Big Reasons To Move This Summer

A lot of people who want to move are telling themselves the same thing: “Maybe I’ll just wait until later this year once things calm down.” While waiting sounds like a good plan, there’s something worth knowing before you decide. Rates aren’t expected to change much, so if that’s the #1 reason you’re waiting, it may not pay off. And there may be other things you miss out on in the meantime. Historically, Summer is one of the strongest seasons of the year for both buyers and sellers. And if you delay your move until Fall or Winter, some of those opportunities may...

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Veterans Mortgage Benefits

Get a rate quote — no personal info ? Thinking about buying a home with your VA benefits? Fidelity Home Group is here to help you make it happen with our Veterans Mortgage Programs. Enjoy amazing benefits like zero down payment, no private mortgage insurance, and lower monthly payments. Plus, the approval process is simplified just for veterans and active duty military. ??? Ready to take the next step? You don’t have to navigate it alone — our experts guide you every step of the way! https://www.fidelityhomegroup.com/va-mortgages/ ? Link in profile #VAMortgage #VeteransBenefits...

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Bridge Loans help you buy fast!

Get a rate quote — no personal info Thinking about your next property? Bridge loans can help you act fast without waiting to sell your current home. They let you use your existing home’s equity as a down payment for the new one. Here’s what you need to know: – Up to 75% LTV for primary homes, 60% for investment properties – No monthly payments, just one balloon payment within 6-12 months – Interest-only with fixed rates and no prepayment penalties – Minimum credit score 680 with a debt-to-income max of 50% This short-term financing covers the gap so you...

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Could Moving a Bit Further Out Change Everything About Your Budget?

Whether you’re dreaming about buying your first home or wondering if it’s time to move on from the one you’re in, affordability is probably weighing on your mind. Home prices are still high in many markets, and even though things have improved a bit over the past year, making the numbers work can still feel like a stretch.But the people finding ways to move right now usually have one thing in common. They didn’t wait for affordability to come to them. They went looking for it.According to PODS, 61% of people across all generations say affordability is the biggest factor...

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Lower Asking Prices Are a Win for Today’s Buyers

If affordability has been the biggest thing standing between you and a home, there’s a little good news. Asking prices have started to come down.The typical seller listed their house for a median of $429,500 in May. That’s 2.4% lower than a year ago, according to Realtor.com. On its own, that won’t transform what you can afford, but in today’s market every little bit helps and it signals a broader shift taking place.Buyers Are Finally Catching a BreakCheck out this data from Realtor.com and you can see this is the first May in years where buyers have caught any sort of break...

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What Rising Inflation Means for Your Move

Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here’s what’s actually going on, why it matters for the housing market, and what it means if you’re thinking about buying or selling.Inflation Went Up – Here’s What That Actually MeansThe government tracks inflation in a variety of ways. One is something called PCE – the Personal Consumption Expenditures Price Index. It measures how much more (or less) people are paying for goods and services compared to a year ago. And just based on your own expenses, you can probably...

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